Vendors / Payments

PayPal

PayPal supports filtered transaction history and order creation through distinct REST APIs. Reporting has a bounded history and delayed visibility; webhook retries do not establish a lossless merchant archive.

Overall controlC4.5*/10
Assessment checked 2026-10-16Public documentation · No live account test

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

OVERALL CONTROL / 0.6-customer-control

Grades and scoring

Overall C / 4.5*/10, with 9 of 16 applicable scoring inputs verified. Missing evidence discounts the supported score (unknown answers remain unknown).

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Data access and planned exit carry the most weight. Known commercial barriers cap access; an unpublished price applies a bounded discount. Post-cancellation retrieval is a separate disclosure. Open each dimension to inspect its inputs and sources.

B6.6*/10

Data access

25% of the overall score before applicability adjustment.

Scored answers and evidence

Read interface 7.5/10

Structured API for the declared product scope

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Structured read interface for the declared product and resources

List transactions ↗
Structured read interface for the declared product and resources · Checked 2026-10-16

Answer-to-score anchors ↗

Bulk delivery 8.8/10

Batched or iterable API requests

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Documented list/collection retrieval within the stated endpoint scope; whole-product recovery unverified

List transactions ↗
Documented list/collection retrieval within the stated endpoint scope; whole-product recovery unverified · Checked 2026-10-16

Answer-to-score anchors ↗

Query expressiveness 8.8/10

Documented structured API filters

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Transaction status/type, date windows and page parameters

List transactions ↗
Transaction status/type, date windows and page parameters · Checked 2026-10-16

Answer-to-score anchors ↗

Access cost barrier -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reviewed entitlement documentation; minimum eligible plan and fixed route-specific access charges remain unresolved

Authentication ↗
Reviewed entitlement documentation; minimum eligible plan and fixed route-specific access charges remain unresolved · Checked 2026-10-16

Answer-to-score anchors ↗
F0.0*/10

Third-party accessibility

20% of the overall score before applicability adjustment.

Scored answers and evidence

Third-party eligibility -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Merchant credentials documented; complete chosen-third-party onboarding and scope approval unresolved

Authentication ↗
Merchant credentials documented; complete chosen-third-party onboarding and scope approval unresolved · Checked 2026-10-16

Answer-to-score anchors ↗

Downstream permission -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reviewed access documentation; applicable downstream processing, AI and redistribution terms not established

Authentication ↗
Reviewed access documentation; applicable downstream processing, AI and redistribution terms not established · Checked 2026-10-16

Answer-to-score anchors ↗
D2.2*/10

External action

15% of the overall score before applicability adjustment.

Scored answers and evidence

Write interface 2.5/10

Named operations in a limited domain

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

POST /v2/checkout/orders; PayPal-Request-Id header

Create order ↗
POST /v2/checkout/orders; PayPal-Request-Id header · Checked 2026-10-16

Answer-to-score anchors ↗

Custom application path -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Current chosen-application distribution and approval conditions remain unresolved

Authentication ↗
Current chosen-application distribution and approval conditions remain unresolved · Checked 2026-10-16

Answer-to-score anchors ↗
B6.4*/10

Continuity

15% of the overall score before applicability adjustment.

Scored answers and evidence

Refresh mechanism 7.5/10

Documented updated-since filters or webhooks

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Repeat transaction reporting windows; visibility can lag three hours

List transactions ↗
Repeat transaction reporting windows; visibility can lag three hours · Checked 2026-10-16

Answer-to-score anchors ↗

Limit visibility -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

No numeric route throughput established by authentication or reporting examples

Authentication ↗
No numeric route throughput established by authentication or reporting examples · Checked 2026-10-16

Answer-to-score anchors ↗

CDC and deletion capture -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reporting statuses are not a general hard-deletion feed

List transactions ↗
Reporting statuses are not a general hard-deletion feed · Checked 2026-10-16

Answer-to-score anchors ↗

Replay and gap recovery 7.5/10

Replay/change queries within a documented retention window

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Previous three years of transaction queries; 31-day maximum window; not webhook replay

List transactions ↗
Previous three years of transaction queries; 31-day maximum window; not webhook replay · Checked 2026-10-16

Answer-to-score anchors ↗
B7.5/10

Data exit

20% of the overall score before applicability adjustment.

Scored answers and evidence

Export custody 7.5/10

Customer-held structured files or API records

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Customer-held structured API records within the declared resource scope

List transactions ↗
Customer-held structured API records within the declared resource scope · Checked 2026-10-16

Answer-to-score anchors ↗

Post-cancellation access Disclosure

-

Disclosure only; does not reduce planned-exit credit.

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Applicable post-cancellation retrieval clause not established by reviewed technical documentation

Authentication ↗
Applicable post-cancellation retrieval clause not established by reviewed technical documentation · Checked 2026-10-16

Answer-to-score anchors ↗

Planned migration fidelity 7.5/10

Portable structured records on documented routes; whole-product completeness unverified

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Structured resource records can be retrieved; complete attachments, versions, relationships and native configuration remain unverified

List transactions ↗
Structured resource records can be retrieved; complete attachments, versions, relationships and native configuration remain unverified · Checked 2026-10-16

Answer-to-score anchors ↗
D2.1*/10

Business logic and customization

5% of the overall score before applicability adjustment.

Scored answers and evidence

Logic authoring 2.5/10

External integration code; native business logic portability not established

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Customer integration code can run outside the provider; native workflow authoring not established

Authentication ↗
Customer integration code can run outside the provider; native workflow authoring not established · Checked 2026-10-16

Answer-to-score anchors ↗

Rights to custom logic -

-

PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Ownership and reusable export or independent execution of native workflow artifacts remain unresolved

Authentication ↗
Ownership and reusable export or independent execution of native workflow artifacts remain unresolved · Checked 2026-10-16

Answer-to-score anchors ↗

Scores are out of 10. * Incomplete evidence discounts verified capabilities (unknown answers stay unknown). Planned migration drives data exit. Scoring method ↗

CUSTOMER CHOICE

Third-party accessibility

Client credentials produce an OAuth access token with granted scopes. Merchant-owned credentials and a partner app acting for other merchants have different grants; the chosen-third-party production approval contract remains unresolved.

Third-party eligibility-Source & scope ↗
Access cost barrier-Source & scope ↗
Downstream permission-Source & scope ↗

Confirm who can connect, who owns the credentials and which uses are permitted. Customer consent and provider approval can be separate requirements; the selected plan and contract still matter.

READ / INTEGRATE

API and export routes

Transaction Search covers the previous three years, accepts at most a 31-day query window and pages up to 500 results. Executed transactions can take three hours to appear, and transaction IDs are not unique across all reporting rows.

Access routeAuthenticationCredential ownerProvider approvalAccess requirementLast checked
PayPal scoped API accessOAuth client credentialsCustomerNot confirmedNot confirmed2026-10-16

Availability depends on your product, plan and agreement. See the documentation below for the requirements of each route.

ECONOMIC ACCESS

Cost, authentication and limits

The minimum merchant account requirements and fixed API or partner access charges remain unresolved. Payment-processing rates do not establish the commercial condition of reporting access.

Check API entitlement, credential ownership and rate limits for the route you intend to use. Include review fees, customer-plan upgrades and ongoing access charges in the total.

ACT FROM OUTSIDE

External action

Orders v2 documents POST order creation and supports PayPal-Request-Id for idempotency. Capturing, refunding or authorizing a payment is a separate operation with additional requirements; an order draft is not a money movement.

Validate the supported operation, acting identity and permission scope (read access does not imply write permission). Ambiguous retries and revoked credentials also affect whether an external workflow can run safely.

KEEP ACCESS USEFUL

Continuity

Transaction windows support repeated reporting and webhooks retry failed deliveries up to 25 times over three days. Neither a reporting row nor a webhook establishes complete hard-delete capture across PayPal products.

CDC, deletions and recovery

QuestionAnswer / applicable routeEvidence
Can ongoing extraction identify updates and deleted records on the declared route?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reporting statuses are not a general hard-deletion feed

List transactions ↗Reporting statuses are not a general hard-deletion feedChecked 2026-10-16
How can extraction recover after missed events or an interrupted consumer?Replay/change queries within a documented retention windowPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Previous three years of transaction queries; 31-day maximum window; not webhook replay

List transactions ↗Previous three years of transaction queries; 31-day maximum window; not webhook replayChecked 2026-10-16

Useful ongoing access includes corrections and deletions, not only the first export. A failed request, changed filter or lost resource permission should not be interpreted as a deleted record.

LEAVE WITH YOUR DATA

Data exit and portability

Structured reporting rows can be copied before cancellation within the three-year window. Reconcile balance-affecting and non-balance-affecting rows separately; payment vault material, older history and complete merchant configuration remain outside the established scope.

Test the output against the destination’s required fields and history. Check stable identifiers, relationships, attachments and extraction time; a sample file proves only the coverage of that sample.

BUILD / INSPECT / REUSE

Business logic and customization

External applications can apply customer rules to merchant records and order creation. Native workflow ownership and independent execution remain unresolved (retaining transaction rows does not transfer PayPal’s risk or settlement systems).

Custom API access, ownership of workflows and the right to export their definitions are separate questions. A custom-app capability alone does not establish that business rules can move to another system.

AGREEMENTS / API DOCS / PROGRAM REQUIREMENTS

Documented conditions

Answers below come from public provider materials. Every answer retains its source check date, scope (a partner agreement does not describe every customer route). Customer contracts and live behavior still need verification.

QuestionAnswer / applicable routeEvidence
What structured read interface is documented?Structured API for the declared product scopePayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Structured read interface for the declared product and resources

List transactions ↗Structured read interface for the declared product and resourcesChecked 2026-10-16
How can customers retrieve data in bulk?Batched or iterable API requestsPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Documented list/collection retrieval within the stated endpoint scope; whole-product recovery unverified

List transactions ↗Documented list/collection retrieval within the stated endpoint scope; whole-product recovery unverifiedChecked 2026-10-16
What queries can a customer issue outside the provider UI?Documented structured API filtersPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Transaction status/type, date windows and page parameters

List transactions ↗Transaction status/type, date windows and page parametersChecked 2026-10-16
Who decides whether a chosen third party may connect?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Merchant credentials documented; complete chosen-third-party onboarding and scope approval unresolved

Authentication ↗Merchant credentials documented; complete chosen-third-party onboarding and scope approval unresolvedChecked 2026-10-16
What extra commercial condition applies to the routes supplying the assessed read capability, relative to the lowest paid plan?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reviewed entitlement documentation; minimum eligible plan and fixed route-specific access charges remain unresolved

Authentication ↗Reviewed entitlement documentation; minimum eligible plan and fixed route-specific access charges remain unresolvedChecked 2026-10-16
What permission is needed for the documented downstream use?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Reviewed access documentation; applicable downstream processing, AI and redistribution terms not established

Authentication ↗Reviewed access documentation; applicable downstream processing, AI and redistribution terms not establishedChecked 2026-10-16
Which external write operations are documented?Named operations in a limited domainPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

POST /v2/checkout/orders; PayPal-Request-Id header

Create order ↗POST /v2/checkout/orders; PayPal-Request-Id headerChecked 2026-10-16
How can customers connect an application they build or choose?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Current chosen-application distribution and approval conditions remain unresolved

Authentication ↗Current chosen-application distribution and approval conditions remain unresolvedChecked 2026-10-16
What mechanism supports repeatable extraction of changes?Documented updated-since filters or webhooksPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Repeat transaction reporting windows; visibility can lag three hours

List transactions ↗Repeat transaction reporting windows; visibility can lag three hoursChecked 2026-10-16
How are integration limits disclosed?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

No numeric route throughput established by authentication or reporting examples

Authentication ↗No numeric route throughput established by authentication or reporting examplesChecked 2026-10-16
Where can a usable data copy be delivered?Customer-held structured files or API recordsPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Customer-held structured API records within the declared resource scope

List transactions ↗Customer-held structured API records within the declared resource scopeChecked 2026-10-16
What retrieval rights are documented at cancellation?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Applicable post-cancellation retrieval clause not established by reviewed technical documentation

Authentication ↗Applicable post-cancellation retrieval clause not established by reviewed technical documentationChecked 2026-10-16
How can customers define their own business logic?External integration code; native business logic portability not establishedPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Customer integration code can run outside the provider; native workflow authoring not established

Authentication ↗Customer integration code can run outside the provider; native workflow authoring not establishedChecked 2026-10-16
What rights or portability are documented for custom workflow artifacts?-PayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Ownership and reusable export or independent execution of native workflow artifacts remain unresolved

Authentication ↗Ownership and reusable export or independent execution of native workflow artifacts remain unresolvedChecked 2026-10-16
What usable data or native definitions can leave before cancellation?Portable structured records on documented routes; whole-product completeness unverifiedPayPal REST / merchant client credentials for Transaction Search v1 and Orders v2 creation, with app-specific webhooks; third-party merchant onboarding has a separate permission contract.

Structured resource records can be retrieved; complete attachments, versions, relationships and native configuration remain unverified

List transactions ↗Structured resource records can be retrieved; complete attachments, versions, relationships and native configuration remain unverifiedChecked 2026-10-16

SOURCES / SCOPE / HISTORY

Sources and open questions

This review is based on the documentation below. Live account behavior and customer-specific agreements haven’t been tested.

Still to confirm

  • Lowest eligible plan and fixed API access fees
  • Applicable downstream-use and customer cancellation terms
  • Complete file, history and configuration recovery
  • Native workflow artifact ownership and independent execution
  • Complete declared update and deletion identity coverage

Documentation

Assessment checked 2026-10-16. Each answer retains its source and applicable route; the check date does not establish live account behavior.